Gruhalakshmi Scheme Update 2025: The Gruhalakshmi scheme launched by the Karnataka government is now providing great benefits to the women of the state. Let us tell you that the main objective of this scheme is to make women financially strong and improve their standard of living. The special thing is that recently some new updates have come out in this scheme, which has given great relief to the beneficiaries. In this article, we will tell you what is Gruhalakshmi Scheme, what updates have happened in it so far and which women are getting its benefits.
What is Gruhalakshmi Scheme?
Gruhalakshmi Scheme is a major guaranteed scheme of the Karnataka state government, which was launched with the aim of providing financial assistance to women directly in their bank accounts. Under this scheme, a fixed amount is sent to women every month so that they can fulfill the requirements of their family and make themselves self-reliant.
Gruhalakshmi Scheme 20th and 21st installment released
On 28 May 2025, the Karnataka government has taken a big step and started issuing the 20th and 21st installment of Gruhalakshmi Yojana. This amount is around ₹4000, which is being transferred directly to the bank accounts of women. Let us know what are its main points.
- Phased distribution:- The government has started paying the installments in a phased manner, not all at once. So far, about 20% of the beneficiaries have received the amount.
- Statewide reach:- Women from about 30 to 31 districts of Karnataka are being covered under this scheme.
- Direct account transfer:-The amount of ₹4000 is being sent to the accounts of beneficiary women through DBT (Direct Benefit Transfer).
- Condition of 21st installment:– The government has clarified that the 21st installment will be given only to those whose 20th installment has already arrived.
How to check the payment status of Gruhalakshmi Scheme?
Check DBT payment status through Ahara portal.
- Visit the official website of Ahara.(ahara.kar.nic.in)
- Click on the ‘DBT Status’ link on the homepage.
- Select the year, month and your ration card number (RC Number).
- Enter the captcha code and click on the ‘Submit’ button.
The information about the amount credited to your account and the date of payment will be displayed on the screen.
Who are the beneficiaries of Gruhalakshmi Scheme?
The benefit of Gruhalakshmi Scheme is being given to those women who come from economically weaker sections. Especially women from families whose income is limited are considered eligible for this scheme. They get many types of help from this scheme.
- Support in running household expenses
- Help in children’s education
- Fulfillment of health related needs
- Power to take your own decisions
Insights from government officials
Two key government officials have been vocal about the programme updates.
Women and Child Welfare Department Secretary Lakshmi Hebbalakar has confirmed that the fund release process is going on without any hindrances, emphasising the importance of the initiative for women empowerment in the state.
Chief Minister Siddaramaiah has reiterated the state’s commitment to ensure that no eligible woman is left behind from receiving these crucial funds.
How to Ensure Fund Transfer?
If you are a beneficiary of Gruhalakshmi Scheme or want to become one, then follow the instructions given below.
- Document verification: Information like your Aadhar card, bank account details and ration card should be correct and updated.
- Aadhar-account linking is necessary: Your bank account must be linked to Aadhar. If it is not linked, the payment may get stuck.
- Check the status from time to time: You can know when your installment will come by visiting the official website of the government or the nearest service center.
FAQs
Q1: How much amount is given under Gruhalakshmi Scheme?
Answer: The government gives assistance of ₹2000 every month to the beneficiary women. Recently two installments of ₹4000 have been released.
Q2: Is it necessary to link bank account with Aadhaar?
Answer: Yes, it is mandatory to link Aadhaar and bank account. Only then the beneficiary gets the amount through DBT.
Q3: What to do if the scheme amount has not arrived?
Answer: You can contact the concerned officer or Women and Child Welfare Department of your area, or check the status on the official website of the scheme.
Conclusion
Gruhalakshmi Scheme is a successful and commendable initiative of the Karnataka government. The amount of ₹4000 received under this not only strengthens women financially, but also gives them confidence. The latest transfers under the 20th and 21st installments show that the government is serious and committed to this scheme. If you are also a beneficiary of this scheme or want to become one, then update your documents as soon as possible and get your bank account linked to Aadhaar.